You have two options to add money to your Bondora account: SEPA transfers or through your bank card. Both are easy and almost instant!
1. SEPA transfers and payments through your online bank
- Log in to your Bondora account.
- Use the online payment information that's displayed on the dashboard to make a payment to Bondora.
- Log in to your online bank, make a new payment, and add the relevant payment details. Please include your reference number and your name in the payment information.
SEPA payments will generally arrive in your Bondora account within a few hours. Depending on the bank, the transfer may take up to 3 business days. On holidays and weekends, it may take longer to reach your account.
Also, please confirm the exact costs with your bank before transferring money. If your bank also levies a charge on the payment receiver, then these charges will be added to your monthly repayments.
2. Card payment
1. What is automated card payment?
Automated card payment allows you to link your debit card to your Bondora account so your monthly installment is charged automatically on the due date. This helps you avoid missed payments and potential late fees.
2. How do I link my card for automatic payments?
To add your card:
Go to your Bondora dashboard.
Enter your card details.
Tick the checkbox confirming:
“By linking your card to Bondora account, you allow automatic installment payments. You can cancel anytime. By continuing, you accept the Terms of Use.”
Click Add card and complete the secure verification process.
Once successful, you will see:
The last four digits of your card
Your next payment due date
The payment amount
You can edit or remove your card anytime.
3. What types of cards are accepted?
Both credit and debit cards are accepted.
4. Is my card information secure?
Yes. Card data and authorization are handled securely by EveryPay. Bondora does not store your full card details.
3D Secure (3DS) authentication is mandatory by default to ensure additional protection.
5. When will the automatic payment be charged?
The first attempt is made on the due date
If the payment fails (for non-permanent reasons), retries are scheduled as follows:
2nd attempt: 2 business days later
3rd attempt: 7 business days after the first attempt
Retries happen only if the failure was not caused by a permanent (hard) decline and the card is not suspended.
6. What happens if my payment fails?
If a payment attempt fails:
You will receive an email notification explaining what happened.
We will automatically retry the payment (if applicable).
You can log in to:
Make a manual payment
Update your card details
Common reasons for failure:
Insufficient funds
Expired card
Bank decline
Temporary banking issues
7. Can I cancel automatic payments?
Yes. You can remove your linked card anytime from your dashboard. Automatic payments will stop immediately after removal.
8. Will I receive confirmation of successful payments?
Yes. After a successful payment, you will receive a confirmation email and your dashboard will reflect the updated status.
9. Do I need to authorize every payment?
No. Once you authorize automatic payments during card linking, future installment payments are processed automatically according to the agreed schedule.