If you are at least 30 days late with your loan repayments and the debt amount, along with interests, management and delay costs, as well as unpaid invoices for any additional service, we will publish your personal data in the ASNEF and BADEXCUG credit reporting files. If there is more than one monthly installment or additional service fee to be paid, the calculation of debt days starts from the due date of the first monthly payment or invoice. Monthly payments are not independent loans, and each monthly installment is not accounted for as a separate liability.
Make sure to always check the total debt amount from the self-service page before catching up on debt payments to ensure the settlement of al overdue invoices and monthly installments for the supplementary services.